/* TheFamilyCover v2 - tech-forward design system
   Space Grotesk display + Inter body. Dark navy hero, electric blue accent.
   Motion: reveal-on-scroll, card hover lift, animated counters, smooth FAQ.
   Mobile-first: 48px+ touch targets, sticky header with quote CTA. */
:root{
  --paper:#ffffff;
  --ink:#0b1526;
  --muted:#4c5f7e;
  --line:#dbe4f5;
  --brand:#2f7cf6;
  --brand-deep:#1f5fd6;
  --brand-ink:#ffffff;
  --accent:#5ea1ff;
  --accent-glow:rgba(94,161,255,.35);
  --mist:#f2f6fd;
  --card:#ffffff;
  --warm:#eaf1fc;
  --hero:#060b16;
  --radius-card:20px;
  --radius-pill:999px;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --font-display:"Space Grotesk","Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
@media (prefers-color-scheme: dark){
  :root{
    --paper:#080d18;
    --ink:#eaf1fd;
    --muted:#9db1d4;
    --line:#22345a;
    --brand:#5ea1ff;
    --brand-deep:#8dbcff;
    --accent:#5ea1ff;
    --mist:#0d1526;
    --card:#0c1425;
    --warm:#111c33;
  }
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1 !important;transform:none !important;transition:none !important}
}
body{font-family:var(--font-body);font-weight:400;line-height:1.6;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;height:auto}
a{color:var(--brand-deep);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--brand)}
h1,h2,h3,h4{font-family:var(--font-display);font-weight:700;line-height:1.05;letter-spacing:-.03em}
h1{font-size:clamp(2.4rem,5vw,3.9rem);line-height:1;letter-spacing:-.04em;margin-bottom:.5em;max-width:16em}
h2{font-size:clamp(1.8rem,3.4vw,2.7rem);line-height:1.05;margin:1.3em 0 .5em;letter-spacing:-.03em}
h3{font-size:1.25rem;margin:1.2em 0 .4em;letter-spacing:-.02em;line-height:1.2}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em 1.25em}
li{margin-bottom:.4em}
::selection{background:var(--brand);color:#fff}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:var(--paper);padding:.7em 1.2em;z-index:200;font-weight:700;border-radius:0 0 12px 0}
.skip-link:focus{left:0;color:var(--paper)}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.section{padding:clamp(56px,8vw,96px) 0}
.section--soft{background:var(--mist)}
.eyebrow{display:flex;align-items:center;gap:.7em;font-size:.82rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brand-deep);margin-bottom:.9em}
.eyebrow::before{content:"";display:inline-block;width:34px;height:3px;border-radius:3px;background:var(--brand);flex-shrink:0}
.lede{font-size:1.1rem;color:var(--muted);max-width:44em}

/* ---------- motion: reveal on scroll ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s cubic-bezier(.22,.61,.36,1),transform .7s cubic-bezier(.22,.61,.36,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){.reveal{opacity:1;transform:none}}

/* ---------- header: sticky, quote CTA always visible ---------- */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.9);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
@media (prefers-color-scheme: dark){.site-header{background:rgba(8,13,24,.88)}}
.site-header .container{display:flex;align-items:center;gap:1.2rem;padding-top:.7rem;padding-bottom:.7rem}
.brand{display:inline-flex;align-items:center;gap:.65rem;font-family:var(--font-display);font-weight:700;font-size:1.3rem;letter-spacing:-.02em;color:var(--ink);text-decoration:none;margin-right:auto}
.brand:hover{color:var(--ink);text-decoration:none}
.brand-mark{width:46px;height:46px;flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#2f7cf6,#1a4fc4);border-radius:14px;padding:7px;box-shadow:0 4px 14px rgba(47,124,246,.35)}
.brand-mark svg{width:100%;height:100%;display:block}
.nav{display:flex;gap:1.25rem;align-items:center}
.nav a{color:var(--ink);font-weight:600;font-size:.95rem;text-decoration:none;min-height:48px;display:inline-flex;align-items:center}
.nav a:hover{color:var(--brand-deep);text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}
/* specificity guard: nav link color must not override button text */
.nav a.btn{color:#fff}
.nav a.btn:hover{color:#fff;text-decoration:none}
.nav-toggle{display:none;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:.5em .8em;font-size:1.15rem;cursor:pointer;color:var(--ink);min-height:48px;min-width:48px}

/* ---------- buttons: pills, white text, big targets ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:54px;padding:.8rem 1.7rem;background:var(--brand);border:1px solid var(--brand);border-radius:var(--radius-pill);color:#fff;font-weight:700;font-size:1rem;font-family:var(--font-body);cursor:pointer;text-decoration:none;text-align:center;transition:transform .16s ease,background .16s ease,box-shadow .16s ease;line-height:1.2}
.btn:hover{background:var(--brand-deep);border-color:var(--brand-deep);color:#fff;text-decoration:none;transform:translateY(-2px);box-shadow:0 10px 26px rgba(47,124,246,.35)}
.btn:active{transform:translateY(0)}
.btn--sm{min-height:48px;padding:.6rem 1.25rem;font-size:.92rem}
.btn--ghost{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}
.btn--ghost:hover{background:rgba(255,255,255,.12);border-color:#fff;color:#fff;box-shadow:none}

/* ---------- hero: dark, tech background ---------- */
.hero{position:relative;overflow:hidden;background:#060b16 url("/assets/hero-bg.jpg") center/cover no-repeat;color:#fff;padding:clamp(64px,9vw,120px) 0}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,11,22,.55) 0%,rgba(6,11,22,.25) 45%,rgba(6,11,22,.72) 100%);pointer-events:none}
.hero .container{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,5vw,4.5rem);align-items:start}
.hero .eyebrow{color:var(--accent)}
.hero h1{color:#fff}
.hero .lede{color:rgba(255,255,255,.78);font-size:1.15rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.9rem;margin:1.7em 0 1.1em}
.hero-note{font-size:.88rem;color:rgba(255,255,255,.6);max-width:34em}
.hero-note a{color:var(--accent)}
.hero-card{background:rgba(13,22,40,.82);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-card);padding:clamp(1.4rem,3vw,2.2rem);color:#fff;box-shadow:0 24px 70px rgba(0,0,0,.45)}
.hero-card h3{color:#fff;margin-top:0}
.hero-card p{color:rgba(255,255,255,.72)}
.hero-card label{color:rgba(255,255,255,.85)}
.hero-card .calc-output{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}
.hero-card .calc-output .big{color:var(--accent)}
.hero-card .calc-steps li{border-top-color:rgba(255,255,255,.14)}
.hero-card .disclaimer{background:transparent;border-left-color:var(--accent);color:rgba(255,255,255,.65)}

/* ---------- trustbar with animated counters ---------- */
.trustbar{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:1.6rem 0}
.trustbar .container{display:flex;flex-wrap:wrap;gap:1rem 2.4rem;justify-content:center;align-items:center;text-align:center}
.trustbar span{font-size:.95rem;color:var(--muted)}
.trustbar strong{display:block;font-family:var(--font-display);font-size:1.7rem;font-weight:700;letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums}

/* ---------- cards: hairline borders, hover lift ---------- */
.grid{display:grid;gap:1.25rem}
.grid--3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-card);padding:1.7rem;transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.card:hover{transform:translateY(-5px);box-shadow:0 18px 44px rgba(15,30,56,.12);border-color:var(--brand)}
.card h3{margin-top:0}
.card-link{display:inline-flex;align-items:center;gap:.35rem;font-weight:700;color:var(--brand-deep);text-decoration:none;min-height:48px}
.card-link:hover{color:var(--brand);text-decoration:underline;text-underline-offset:4px}

/* ---------- calculator ---------- */
.calc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-card);padding:clamp(1.4rem,3vw,2.2rem)}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem;margin-bottom:1.1rem}
.calc label{display:block;font-weight:600;font-size:.92rem;margin-bottom:.45rem;color:var(--ink)}
.calc select,.calc input{width:100%;min-height:52px;padding:.7rem .9rem;font-size:1rem;font-family:var(--font-body);color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:12px}
.calc select:focus,.calc input:focus{outline:3px solid var(--accent);outline-offset:2px;border-color:var(--brand)}
.calc-output{background:var(--mist);border:1px solid var(--line);border-radius:16px;padding:1.8rem;margin-top:1.4rem}
.calc-output .big{font-family:var(--font-display);font-weight:700;font-size:clamp(2rem,4.5vw,3rem);letter-spacing:-.03em;color:var(--brand-deep);font-variant-numeric:tabular-nums;line-height:1.05}
.calc-steps{list-style:none;margin:1em 0 0;padding:0}
.calc-steps li{display:flex;justify-content:space-between;gap:1em;padding:.6em 0;border-top:1px solid var(--line);font-size:.95rem}
.calc-steps li:last-child{font-weight:700}

/* ---------- CTA box: consistent cross-page ---------- */
.cta-box{background:linear-gradient(135deg,var(--brand-deep),var(--brand));border-radius:var(--radius-card);padding:clamp(2rem,5vw,3.4rem);text-align:center;color:#fff;margin:3.5em 0;position:relative;overflow:hidden}
.cta-box::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 200px at 50% -40px,var(--accent-glow),transparent 70%);pointer-events:none}
.cta-box h2,.cta-box h3{color:#fff;margin-top:0;position:relative}
.cta-box p{color:rgba(255,255,255,.85);position:relative}
.cta-box p:last-child{font-size:.82rem;color:rgba(255,255,255,.65);margin-bottom:0}
.cta-box .btn{background:#fff;border-color:#fff;color:var(--brand-deep);margin:.35rem}
.cta-box .btn:hover{background:var(--mist);border-color:var(--mist);color:var(--brand-deep);box-shadow:0 10px 26px rgba(0,0,0,.25)}

/* ---------- compare table ---------- */
.compare{margin:1.6em 0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-card);-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:640px}
th,td{padding:1rem 1.1rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--mist);font-family:var(--font-display);font-size:.95rem;letter-spacing:-.01em;white-space:nowrap}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:none}
tbody tr{transition:background .15s ease}
tbody tr:hover{background:var(--mist)}
.table-note{font-size:.85rem;color:var(--muted);margin-top:.8em}

/* ---------- FAQ: smooth accordion ---------- */
.faq{border-top:1px solid var(--line);background:transparent}
.faq:last-of-type{border-bottom:1px solid var(--line)}
.faq summary{padding:1.25rem 0;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1em;font-size:1.05rem;font-family:var(--font-display);letter-spacing:-.01em;min-height:56px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--brand);flex-shrink:0;font-weight:400;font-family:var(--font-body);transition:transform .25s ease}
.faq[open] summary::after{transform:rotate(45deg)}
.faq .faq-body{display:grid;grid-template-rows:0fr;transition:grid-template-rows .35s cubic-bezier(.22,.61,.36,1)}
.faq[open] .faq-body{grid-template-rows:1fr}
.faq .faq-body > *{overflow:hidden;min-height:0}
.faq .faq-body p{padding:0 0 1.2em;color:var(--muted);margin:0}

/* ---------- article / guides ---------- */
.article{max-width:780px;margin:0 auto;padding-bottom:1.5rem}
.article .updated{color:var(--muted);font-size:.85rem;margin:1em 0 0}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin:1.4em 0 0}
.breadcrumbs a{color:var(--brand-deep);text-decoration:none;min-height:44px;display:inline-flex;align-items:center}
.breadcrumbs a:hover{text-decoration:underline}
.disclaimer{font-size:.85rem;color:var(--muted);background:var(--mist);border-left:4px solid var(--brand);padding:.9em 1.1em;border-radius:0 10px 10px 0;margin:1.4em 0}
.disclosure-banner{background:var(--mist);border-bottom:1px solid var(--line);font-size:.88rem;color:var(--muted);text-align:center;padding:.7rem 1rem}
.disclosure-banner a{color:var(--brand-deep);font-weight:600}

/* guide prev/next nav: clear next step at bottom of every guide */
.guide-nav{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:2.5em 0 0}
.guide-nav a{display:flex;flex-direction:column;gap:.25rem;padding:1.2rem 1.4rem;border:1px solid var(--line);border-radius:16px;text-decoration:none;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease;min-height:88px;justify-content:center}
.guide-nav a:hover{transform:translateY(-3px);border-color:var(--brand);box-shadow:0 12px 30px rgba(15,30,56,.1);text-decoration:none}
.guide-nav small{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.guide-nav strong{font-family:var(--font-display);font-size:1.02rem;color:var(--ink);letter-spacing:-.01em;font-weight:700}
.guide-nav .next{text-align:right;align-items:flex-end}

/* ---------- footer: dark, professional ---------- */
.site-footer{background:#060b16;color:#c4d2ec;padding:4rem 0 2rem;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.2rem;margin-bottom:2.5rem}
.footer-brand{font-family:var(--font-display);font-weight:700;font-size:1.35rem;color:#fff;letter-spacing:-.02em;display:block;margin-bottom:.7rem}
.site-footer h4{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:#8fa5cf;margin:0 0 1rem}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:.55rem}
.site-footer a{color:#c4d2ec;text-decoration:none;min-height:40px;display:inline-flex;align-items:center}
.site-footer a:hover{color:#fff;text-decoration:underline;text-underline-offset:4px}
.site-footer p{font-size:.93rem;color:#8fa5cf}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.6rem;display:flex;flex-wrap:wrap;gap:.6rem 1.6rem;justify-content:space-between;font-size:.85rem;color:#8fa5cf}

/* ---------- 404 ---------- */
.notfound{text-align:center;padding:5rem 0}
.notfound h1{font-size:clamp(4rem,12vw,8rem)}

/* ---------- responsive: mobile-first ---------- */
@media (max-width: 900px){
  .hero-grid{grid-template-columns:1fr}
  .grid--3{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .guide-nav{grid-template-columns:1fr}
  .guide-nav .next{text-align:left;align-items:flex-start}
}
@media (max-width: 640px){
  .nav{position:absolute;top:100%;left:0;right:0;background:var(--paper);flex-direction:column;align-items:stretch;padding:.8rem 1.25rem 1.25rem;border-bottom:1px solid var(--line);display:none;gap:0;box-shadow:0 20px 40px rgba(15,30,56,.12)}
  .nav.open{display:flex}
  .nav a{padding:.85em 0;border-bottom:1px solid var(--mist);min-height:52px}
  .nav a.btn{margin-top:.9rem;justify-content:center}
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center}
  .site-header .container{flex-wrap:nowrap}
  .calc-row{grid-template-columns:1fr}
  .hero-cta .btn{flex:1 1 100%}
  .trustbar .container{gap:.8rem 1.6rem}
  .cta-box .btn{width:100%;margin:.3rem 0}
  .section{padding:52px 0}
}